Lowcostcarsinsurance.us is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website presents several tips for getting better car insurance rates.
· Be honest when declaring the main driver. Some people lie when applying for car insurance and assign a more experienced person as main driver. This is called “fronting” and it is considered a fraud. If this is discovered (usually after a claim), the insurance company will decline the claim and will begin a thorough investigation. The fraud will be recorded and any insurance company will know who they are dealing with.
· Do not borrow the car to inexperienced drivers. Even if his relatives or friends ask it, if they are horrible drivers, the policyholder should respectfully decline. If those persons commit or get involved in an accident, the insurer will investigate the case and the policyholder will be held responsible.
· Pay the premiums in advance. Paying-in-full is a smart way to reduce the insurance costs. As advertised by many online forms, paying everything in advance can save the policyholder as much as 15%.
· Avoid filing claims for minor accidents. It is not recommended to bother the insurer for just a few scratches or dents which can be easily repaired and will cost little. Compare the repair costs with the existing deductibles.